Homeword is closed to the public and employees are working remotely until further notice. Classes and personal counseling sessions are taking place virtually. Visit our Financial Resilience Resources page for tips to stay resilient during this time. Wishing you health during this time.

Thinking of buying a home? Our Get Ready for HomeOwnership Class will teach you how to:

  • Select a lender
  • Determine what you can afford
  • Use your credit wisely
  • Distinguish between different types of loans
  • Understand home inspections and insurance
  • Identify special financing programs
  • Work with a real estate professional
  • Evaluate the pros and cons of homeownership

“My husband, Nick, is a military veteran. His dream was always to own a place in Montana. Our lender, Realtor and Homeword helped us to achieve that dream much sooner than we imagined, so that we are able to provide a safe home for our newborn, Joey.” – Lauren Gonzalez

Classes are nine hours and open to the public. They are offered monthly and run either three consecutive evenings from 6:00 – 9:00 pm or all day Saturday from 9:00 am – 6:00 pm, depending on the month. Refreshments are provided. Check the calendar for upcoming classes ». See Agenda for more class information.

The class is $35 per person. Payment is due at the time of registration and registration fees are nonrefundable.

Childcare reimbursement for Homeword’s classes. Homeword recognizes the value of our classes and the sometimes difficult choices families face when deciding how to pay for childcare in order to attend them. To help meet the needs of our participants across Montana, we offer direct payments to parents to help cover the cost of childcare during class. Reimbursement is available on a first-come, first-served basis while funds are available. Please complete the Childcare Reimbursement Application or call (406) 532-4663 x10 if you have any questions.

You are responsible to reschedule any classes missed. Classes fill up quickly so be sure to call ahead to reschedule.

Homeword is firmly committed to providing access, equal opportunity, and reasonable accommodation. Please call (406) 532-4663 to request accommodation or to obtain materials in an alternate format, or dial 711 (TTY).


Each person who successfully completes the entire course is provided with a certificate that is required for many down payment assistance and other lending programs for first-time homebuyers.

Homeword does not offer down payment assistance funds or loans. However, we are a HUD Certified Housing Counseling Agency. Our instructors and counselors will refer you to available down payment assistance options in the community. Click here for more information on payment assistance funds and loans.

Contact Us about Financial Counseling


Our programs are made possible thanks to the generous support of our HomeOwnership Center sponsors. Learn more about sponsorship.

Housing Counseling and Education clients are not obligated to use any product or service offered by sponsorship agencies, their affiliates or partners. Homeword will provide information on alternative services, programs and products. Clients should consider a variety of resources and options and select the resources that best meet their needs.

ink Realty Group
PayneWest Insurance
Stockman Bank


Many thanks to our generous funders who help make it possible to offer our HomeOwnership Programs!