This class provides you with essential money management skills to help you navigate your complex financial world. In our free, statewide financial skill building class you will learn to:

  • Quickly adapt to income or expense changes
  • Build solid financial judgment
  • Address credit and debt challenges
  • Gain financial independence by creating a savings and investment plan

Offered monthly, classes are taught by certified financial counselor Katie Sadowski in collaboration with other professionals in the community who volunteer their time by providing expert instruction on a range of financial topics. Materials are based on national curricula from FDIC and NeighborWorks America. See the agenda and key topics for more class information.

Please see our Classes and Services page for information about childcare vouchers and accommodations.


We strongly encourage you to sign up for individualized, free, one-on-one financial counseling sessions if you have completed the Financial Skill Building class. Contact Katie Sadowski, our financial educator, to schedule an appointment, and visit our Counseling Services page for more information about all our counseling options.


Thanks to our generous sponsors, we are able to provide our financial education program at no cost to our clients. Learn more about sponsorship ยป

Housing Counseling and Education clients are not obligated to use any product or service offered by sponsorship agencies, their affiliates or partners. Homeword will provide information on alternative services, programs and products. Clients should consider a variety of resources and options and select the resources that best meet their needs.

Good Food Store
ink Realty Group
PayneWest Insurance
Stockman Bank
First Interstate Bank
Trail West Bank logo
Wells Fargo logo


Many thanks to our generous funders who help make it possible to offer our HomeOwnership Programs!
City of Missoula logo - The Garden City - Hub of Five Valleys
Dennis & Phyllis Washington Foundation
First Interstate Bank logo
Montana Board of Housing logo
US Bank logo
Wells Fargo Home Mortgage