Gain essential money management skills to make your finances go farther with savings, investing or paying down debt. In our free, statewide financial skill building class you will learn to:

  • Navigate your complex financial world
  • Quickly adapt to income or expense changes
  • Build solid financial judgment
  • Address credit and debt challenges

Offered semi-monthly, classes are taught by certified financial counselor Katie Sadowski in collaboration with other professionals in the community who volunteer their time by providing expert instruction on a range of financial topics. Materials are based on national curricula from FDIC and NeighborWorks America. See the agenda for more class information.

Please see our Classes and Services page for information about childcare vouchers and accommodations.


Registration for Financial Skill Building opens two months prior to each class. Currently scheduled upcoming classes are:

  • June 4-6, 2024
  • August 24, 2024


We strongly encourage you to sign up for individualized, free, one-on-one financial counseling sessions if you have completed the Financial Skill Building class. Contact Katie Sadowski, our financial educator, to schedule an appointment, and visit our Counseling Services page for more information about all our counseling options.

Katie Sadowski


Katie has a bachelor’s in accounting from the University of Oregon and is a HUD Certified Housing Counselor, a Chartered Financial Consultant through the American College, an Enrolled Agent in inactive retirement status, and regularly completing training with the Credit Builders Alliance Training Institute.

Read more about Katie on our staff webpage.


Thanks to our generous sponsors, we are able to provide our financial education program at no cost to our clients. Learn more about sponsorship »

Housing Counseling and Education clients are not obligated to use any product or service offered by sponsorship agencies, their affiliates or partners. Homeword will provide information on alternative services, programs and products. Clients should consider a variety of resources and options and select the resources that best meet their needs.

First Interstate Bank
Glacier Bank logo
Trail West Bank logo
Wells Fargo logo


Many thanks to our generous funders who help make it possible to offer our HomeOwnership Programs!
Missoula County
City of Missoula logo - The Garden City - Hub of Five Valleys
Dennis & Phyllis Washington Foundation
First Interstate Bank logo
Montana Board of Housing logo
US Bank logo
Wells Fargo Home Mortgage