Missoula houses

If you are a homeowner, you know that changes, challenges and opportunities can come your way at the most unexpected of times. This post-purchase class is just for homeowners to help you stay up to date with information and resources to protect your largest asset. It includes:

  • Area market update
  • Calculating affordability for home loans and other loans
  • Credit and budgeting strategies for the long term in the face of rising costs
  • Review of products to help you access equity in your home
  • Financial resources for Montana homeowners and how to access them
  • Resources and skill building for home maintenance on a budget
  • Information and resources for adding sustainability to your homeownership

Offered twice a year, this course is taught by Homeword’s HUD Certified Housing Counselor and Homebuyer Educator, Julie Pavlish, and professionals from Home ReSource, Climate Smart Missoula and the Missoula Urban Demonstration Project (MUD).

Please see our Classes and Services page for information about childcare vouchers and accommodations.


Scheduled upcoming classes are:

  • October 19-20, 2024


Visit our Counseling Services page for more information about all our counseling options.

Julie Pavlish


Julie is a HUD Certified Housing Counselor, a National Center for Home Ownership Education and Counseling (NCHEC) Housing Counselor, and has been certified for Credit Counseling for Maximum Results.

Read more about Julie on our staff webpage.


Our programs are made possible thanks to the generous support of our HomeOwnership Center sponsors. Learn more about sponsorship »

Housing Counseling and Education clients are not obligated to use any product or service offered by sponsorship agencies, their affiliates or partners. Homeword will provide information on alternative services, programs and products. Clients should consider a variety of resources and options and select the resources that best meet their needs.

First Interstate Bank logo
Glacier Bank logo
First Security Bank Division of Glacier Bank logo
TrailWest Bank logo
Wells Fargo logo


Many thanks to our generous funders who help make it possible to offer our HomeOwnership Programs!

Missoula County logo
Missoula, The Garden City, Hub of Five Valleys
Dennis & Phyllis Washington Foundation logo
First Interstate Bank logo
Montana Board of Housing logo
US Bank logo
Wells Fargo Home Mortgage logo